Secu­ring receiv­a­bles: stra­te­gies for your suc­cess.

Expe­ri­ence shows that the rea­liza­ti­on of lar­ger claims usual­ly remains unsuc­cessful if they are based exclu­si­ve­ly on leng­thy legal pro­cee­dings. The reason for this lies in the often exor­bi­tant dura­ti­on and con­sidera­ble cos­ts of such pro­cee­dings.

Effec­ti­ve alter­na­ti­ve: con­trac­tual­ly agreed pled­ges.

A pro­ven and effi­ci­ent way of secu­ring receiv­a­bles is the con­trac­tual­ly agreed pled­ging of objects or rights. While the con­trac­tu­al pledge of rights play­ed a rather sub­or­di­na­te role in the past, this has chan­ged fun­da­men­tal­ly with the pro­gress of digi­ta­liza­ti­on.

Today, digi­ta­liza­ti­on enables a signi­fi­cant­ly more effi­ci­ent recy­cling pro­cess and opens up access to natio­nal and inter­na­tio­nal sales mar­kets. In this way, reco­very pro­ceeds can be maxi­mi­zed and claims rea­li­zed more effec­tively. The use of this method is simi­lar to arbi­tra­ti­on: both approa­ches make it pos­si­ble to lea­ve the rest­ric­ti­ve frame­work of the Code of Civil Pro­ce­du­re and bring about a quick, cost-effi­ci­ent solu­ti­on for cre­di­tors and deb­tors. Expe­ri­ence shows that pro­blems bet­ween mer­chants are best resol­ved by com­mer­cial means.

Pled­ging as legal­ly com­pli­ant secu­ri­ty for receiv­a­bles.

Pled­ging is an effec­ti­ve way of legal­ly secu­ring a cre­di­tor’s claims against a deb­tor. A cle­ar­ly for­mu­la­ted pledge agree­ment is essen­ti­al here, as unclear regu­la­ti­ons often lead to dis­pu­tes. A writ­ten and legal­ly secu­re agree­ment is essen­ti­al. We can recom­mend spe­cia­list lawy­ers with in-depth expe­ri­ence in this area of law to draft the agree­ment.

New legal frame­work from 2025

With the amend­ment to Sec­tion 383 BGB (legal defi­ni­ti­on), which came into force on Janu­ary 1, 2025, the legis­la­tor has express­ly streng­the­ned the importance of the pledge of rights — and for the first time also enshri­ned the con­duct of online auc­tions by publicly appoin­ted, sworn auc­tion­eers in law. This reflects the trust pla­ced in auc­tion­eers as an inde­pen­dent aut­ho­ri­ty: as a gua­ran­tor for legal­ly secu­re pro­ce­du­res, eco­no­mic­al­ly sound rea­liza­ti­on and trans­pa­rent pro­ces­ses. In accordance with Sec­tion 383 of the Ger­man Civil Code (BGB), the publicly appoin­ted, sworn auc­tion­eer is now express­ly named in first place as the cen­tral aut­ho­ri­ty for the rea­liza­ti­on of objects and rights based on con­trac­tu­al and sta­tu­to­ry pled­ges of rights. His invol­vement gua­ran­tees inde­pen­dent, legal­ly com­pli­ant and fair hand­ling of the rea­liza­ti­on pro­ce­du­re, which is accept­ed by both cre­di­tors and deb­tors. When rea­li­zing claims to pled­ged rights and objects, the gene­ral­ly publicly appoin­ted, sworn auc­tion­eer spe­cia­li­zing in the­se rea­liza­ti­ons in accordance with Sec­tion 1237 of the Ger­man Civil Code ensu­res the best pos­si­ble rea­liza­ti­on pro­ceeds.

Your advan­ta­ges:

Our ser­vices:

If you want to secu­re lar­ger receiv­a­bles, we offer you the oppor­tu­ni­ty to bene­fit from tried-and-tes­ted pro­ce­du­res and sta­te-of-the-art tech­no­lo­gies. The publicly appoin­ted, sworn auc­tion­eers of Deut­sche Pfand­ver­wer­tung gua­ran­tee pro­fes­sio­nal and legal­ly com­pli­ant rea­liza­ti­on, inclu­ding live online auc­tions.

If the rea­liza­ti­on of col­la­te­ral
is time-cri­ti­cal and con­fi­den­ti­al:
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