Realization of collateral assignments
For banks, savings banks and credit institutions, we undertake the legally compliant and efficient realization of movable assets, company shares, securities and intangible rights, including patents, which have been assigned by way of security. Our realization procedures are carried out in strict compliance with the relevant legal requirements, in particular pursuant to Section 6 Banking Law / 8th Collateral Realization and the highest court rulings of the Federal Court of Justice (BGH NJW 73, 246 = GewA 73, 94 = GRUR 74, 31).
The Secondary Credit Market Act (KrZwMG), which came into force on December 30, 2023, aims to create a functioning market for non-performing loans that fall under Art. 47a of Regulation (EU) No. 575/2013 (CRR). According to
For banks and credit institutions, the question arises as to which strategy offers the most economically viable approach to the realization of non-performing loans. While the sale to buyers of non-performing loans (NPLs) is usually associated with considerable discounts, the public auction offers an attractive and efficient alternative. Through a transparent, legally secure and market-oriented procedure, higher proceeds can often be achieved than with a blanket sale to specialized investors.
Deutsche Pfandverwertung is available to banks and financial institutions as an experienced partner to ensure professional, legally compliant and economically optimized realization through public auctions.
The public auction allows for a swift, transparent and legally incontestable realization of the collateral. The process is extremely efficient for the client, as we take care of the entire process — from the preparation to the legally required public announcement to the execution of the auction.
As experienced specialists in the realization of collateral, Deutsche Pfandverwertung is a proven partner for the legally compliant and economically optimized implementation of these procedures.
