Cre­di­tors should take pre­ven­ta­ti­ve mea­su­res to avo­id dis­ad­van­ta­ges in the event of an insol­ven­cy chall­enge by draf­ting con­tracts accor­din­gly. In com­bi­na­ti­on with other mea­su­res, cre­di­tors can save their claims from being sei­zed by the insol­ven­cy admi­nis­tra­tor.